20+ Years
Legal Experience
About Cesar Gavidia
Cesar Gavidia is a Partner in the Disability Income Division of Dell & Schaefer. With a career dedicated to disability law, Cesar has helped thousands of clients secure millions in short and long-term disability benefits. His practice focuses on representing claimants through all stages of individual or group (ERISA) long-term disability claims, including applications, ERISA appeals, ERISA litigation, ERISA-exempt disability claims, and lump-sum policy buyouts.
Cesar has represented disabled individuals across nearly every state, covering a wide range of professions such as teachers, surgeons, and corporate executives. He has litigated against all major disability insurance companies, gaining extensive knowledge of their claims handling processes. Few attorneys possess his level of experience in disability insurance litigation.
His interest in disability insurance law began during law school, where he first encountered the complexities of ERISA, the federal law governing most employer-sponsored long-term disability plans. Cesar started as a law clerk at Dell & Schaefer in 2003 and joined the firm’s disability income division upon graduating law school, dedicating his career to securing benefits for clients.
Cesar holds a Bachelor’s Degree in Political Science from Florida State University and a law degree from St. Thomas University School of Law. He is admitted to the State Bars of Florida and California and multiple federal district courts nationwide. Known for his aggressive advocacy, Cesar represents clients throughout the nation.
The information on this page is for general informational purposes only and does not constitute legal advice. Consult a licensed attorney for advice about your situation.
Practice Areas
Florida Car Accident Laws
Understanding Florida's accident laws is critical when pursuing a claim. Here are the key legal rules that apply to your case:
Statute of Limitations
4 years
Time limit to file a claim
Negligence Rule
modified comparative fault (51%)
How fault is determined
Min. Insurance (BI/PD)
$10K/$20K/$10K
Per person/per accident/property
Insurance System
No-Fault
Your own insurance covers injuries
Frequently Asked Questions
What areas of law does Cesar Gavidia specialize in?
Cesar Gavidia specializes in disability income law, focusing on long-term disability claims, ERISA appeals, and litigation.
Where is Cesar Gavidia admitted to practice law?
Cesar Gavidia is admitted to the State Bars of Florida and California and several federal district courts.
What is Cesar Gavidia's educational background?
Cesar Gavidia earned a Bachelor's Degree in Political Science from Florida State University and a law degree from St. Thomas University School of Law.
What types of clients does Cesar Gavidia represent?
Cesar Gavidia represents a diverse range of clients, including teachers, surgeons, corporate executives, and more, in disability insurance claims.
How long has Cesar Gavidia been with Dell & Schaefer?
Cesar Gavidia began as a law clerk at Dell & Schaefer in 2003 and joined the firm's disability income division after law school.
Contact Information
Need Legal Help?
Contact Cesar Gavidia for a free consultation about your accident case.
Call for Free ConsultationAfter an Accident
- 1Seek immediate medical attention
- 2Document the scene & gather evidence
- 3File a police report
- 4Don't speak to insurance adjusters alone
- 5Contact Cesar for a free case review
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