13+ Years
Legal Experience
About Karl S. Gwaltney
Karl S. Gwaltney is a committed attorney specializing in consumer protection and class action litigation as well as employment law. Raised in New Bern, he completed his law degree at the University of North Carolina School of Law, where he distinguished himself by completing over 450 hours of pro bono service. Prior to law school, he graduated with honors from Appalachian State University.
Karl's legal practice is centered on consumer protection, addressing issues such as unfair debt collection under the North Carolina Debt Collection Act, North Carolina Collection Agency Act, Federal Fair Debt Collection Act, Telephone Consumer Protection Act, and the Fair Credit Reporting Act. He also represents employees in recovering unpaid wages and penalties, handling state and federal wage and hour claims, and ensuring compliance with the Fair Labor Standards Act and the North Carolina Wage and Hour Act.
He has successfully served as lead counsel and class counsel in numerous cases, securing significant settlements and arbitration awards for North Carolina consumers. His legal expertise extends across state and federal courts in North Carolina, arbitration, and appearances before state and federal administrative bodies like the Department of Labor.
Karl remains dedicated to public service, volunteering with organizations such as the Wake County Food Bank, serving as a Guardian ad Litem, and participating in the Legal Aid of North Carolina’s Pro Bono program. He is a member of the National Association of Consumer Advocates, the North Carolina Advocates for Justice, and the North Carolina Bar Association.
Building strong client relationships and effectively addressing their legal challenges is at the core of Karl's practice. He takes pride in advocating for his clients against some of the largest corporations and law firms globally.
The information on this page is for general informational purposes only and does not constitute legal advice. Consult a licensed attorney for advice about your situation.
Practice Areas
North Carolina Car Accident Laws
Understanding North Carolina's accident laws is critical when pursuing a claim. Here are the key legal rules that apply to your case:
Statute of Limitations
3 years
Time limit to file a claim
Negligence Rule
contributory negligence
How fault is determined
Min. Insurance (BI/PD)
$30K/$60K/$25K
Per person/per accident/property
Insurance System
At-Fault
At-fault driver's insurance pays
Frequently Asked Questions
Where did Karl S. Gwaltney attend law school?
Karl S. Gwaltney attended the University of North Carolina School of Law.
What are Karl S. Gwaltney's main practice areas?
His main practice areas are consumer protection and employment law.
What kind of public service does Karl S. Gwaltney participate in?
He volunteers with the Wake County Food Bank, serves as a Guardian ad Litem, and participates in Legal Aid of North Carolina’s Pro Bono program.
Which professional associations is Karl S. Gwaltney a member of?
He is a member of the National Association of Consumer Advocates, the North Carolina Advocates for Justice, and the North Carolina Bar Association.
What type of cases does Karl S. Gwaltney handle?
He handles cases involving unfair debt collection, wage and hour claims, and employment-related compliance issues.
Contact Information
Need Legal Help?
Contact Karl S. Gwaltney for a free consultation about your accident case.
Call for Free ConsultationAfter an Accident
- 1Seek immediate medical attention
- 2Document the scene & gather evidence
- 3File a police report
- 4Don't speak to insurance adjusters alone
- 5Contact Karl for a free case review



