About Karl S. Gwaltney
Karl S. Gwaltney, a Fayetteville-based attorney, specializes in consumer protection and class action litigation. Raised in New Bern, Karl completed his legal education at the University of North Carolina School of Law, where he distinguished himself by completing over 450 hours of pro bono service. His commitment to public service continues through volunteer work with the Wake County Food Bank and the Legal Aid of North Carolina’s Pro Bono program.
Before attending law school, Karl graduated with honors from Appalachian State University. His practice is focused on addressing unfair debt collection claims under the North Carolina Debt Collection Act, North Carolina Collection Agency Act, Federal Fair Debt Collection Act, Telephone Consumer Protection Act, and the Fair Credit Reporting Act.
Karl also leverages his background in employment matters to advocate for employees seeking unpaid wages and penalties under state and federal wage and hour claims. He handles compliance issues related to the Fair Labor Standards Act and the North Carolina Wage and Hour Act.
He has served as lead and class counsel in numerous cases, securing substantial settlements and arbitration awards for North Carolina consumers. His practice extends across state and federal courts in North Carolina, as well as arbitration and appearances before agencies like the Department of Labor.
Karl values building strong client relationships and is committed to resolving their issues through litigation or alternative solutions. He takes pride in advocating against large corporations and law firms.
He is an active member of the National Association of Consumer Advocates, the North Carolina Advocates for Justice, and the North Carolina Bar Association.
The information on this page is for general informational purposes only and does not constitute legal advice. Consult a licensed attorney for advice about your situation.
Practice Areas
North Carolina Car Accident Laws
Understanding North Carolina's accident laws is critical when pursuing a claim. Here are the key legal rules that apply to your case:
Statute of Limitations
3 years
Time limit to file a claim
Negligence Rule
contributory negligence
How fault is determined
Min. Insurance (BI/PD)
$30K/$60K/$25K
Per person/per accident/property
Insurance System
At-Fault
At-fault driver's insurance pays
Frequently Asked Questions
What areas of law does Karl S. Gwaltney specialize in?
Karl specializes in consumer protection and class action litigation, as well as employment law.
Where did Karl S. Gwaltney receive his legal education?
Karl attended the University of North Carolina School of Law.
What organizations is Karl S. Gwaltney involved with?
Karl is a member of the National Association of Consumer Advocates, the North Carolina Advocates for Justice, and the North Carolina Bar Association.
How does Karl S. Gwaltney contribute to public service?
Karl volunteers with the Wake County Food Bank and participates in the Legal Aid of North Carolina’s Pro Bono program.
Contact Information
Need Legal Help?
Contact Karl S. Gwaltney for a free consultation about your accident case.
Call for Free ConsultationAfter an Accident
- 1Seek immediate medical attention
- 2Document the scene & gather evidence
- 3File a police report
- 4Don't speak to insurance adjusters alone
- 5Contact Karl for a free case review



