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Stephen Houseal

Stephen Houseal

Houseal & Associates

4.2(65 reviews)

9+ Years

Legal Experience

4.2/5 Rating

65 Client Reviews

About Stephen Houseal

As a seasoned accident attorney in Midland, Michigan, Stephen Houseal brings 9 years of legal expertise to every case. Stephen handles a wide range of vehicle accident claims, from rear-end collisions to complex multi-vehicle crashes, and has a proven track record of successful settlements and verdicts for clients throughout Michigan.

Practice Areas

Car Accidents
Uninsured Motorist Claims
Bicycle Accidents
Insurance Claims
Hit and Run

Michigan Car Accident Laws

Understanding Michigan's accident laws is critical when pursuing a claim. Here are the key legal rules that apply to your case:

Statute of Limitations

3 years

Time limit to file a claim

Negligence Rule

modified comparative fault (51%)

How fault is determined

Min. Insurance (BI/PD)

$20K/$40K/$10K

Per person/per accident/property

Insurance System

No-Fault

Your own insurance covers injuries

Frequently Asked Questions

What types of cases does Stephen Houseal handle?

Stephen Houseal specializes in Car Accidents, Uninsured Motorist Claims, Bicycle Accidents, Insurance Claims, Hit and Run cases in Midland, Michigan. Whether you've been in a car collision, truck accident, or other vehicle incident, Stephen can evaluate your case and advise you on the best legal strategy.

How much does a consultation with Stephen cost?

Most accident lawyers, including Stephen Houseal, offer free initial consultations. This allows you to discuss your case, understand your legal options, and determine if you have a valid claim without any financial obligation.

What should I do immediately after a car accident in Midland?

After a car accident in Midland, Michigan: 1) Call 911 and seek medical attention. 2) Document the scene with photos. 3) Exchange information with other drivers. 4) File a police report. 5) Contact an experienced accident lawyer like Stephen Houseal before speaking with insurance companies.

How long do I have to file a car accident claim in Michigan?

In Michigan, the statute of limitations for personal injury claims from car accidents is 3 years. It's crucial to contact an attorney as soon as possible to preserve evidence and protect your rights.

Does Stephen work on a contingency fee basis?

Most accident lawyers work on a contingency fee basis, meaning you don't pay any upfront fees. The attorney only gets paid if you win your case, typically receiving a percentage of the settlement or verdict amount.

What compensation can I receive for my car accident in Michigan?

Depending on your case, you may be entitled to compensation for medical expenses, lost wages, pain and suffering, property damage, future medical costs, and emotional distress. Stephen Houseal can evaluate your specific situation to estimate potential compensation.

Contact Information

Midland, MI

Quick Facts

9 years of experience
Unverified Profile
Serving Midland & surrounding areas

Need Legal Help?

Contact Stephen Houseal for a free consultation about your accident case.

After an Accident

  1. 1Seek immediate medical attention
  2. 2Document the scene & gather evidence
  3. 3File a police report
  4. 4Don't speak to insurance adjusters alone
  5. 5Contact Stephen for a free case review

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