Car Accident Lawyers in New Jersey

Find Accident and Injury Lawyers in New Jersey

New Jersey has a unique insurance system that affects how injury claims work from the start. The state operates under a no-fault auto insurance system, meaning your own insurance covers medical bills after a car accident regardless of who caused it. To file a lawsuit against the at-fault driver, you generally must meet a serious injury threshold — unless you selected the "Standard Policy" option when purchasing coverage.

New Jersey Injury Laws

The statute of limitations for most personal injury and wrongful death claims in New Jersey is two years from the date of the injury or death. Miss that deadline and you lose the right to file a lawsuit. Claims against government entities require a tort claims notice within 90 days, a much shorter window that catches many people off guard.

New Jersey follows a modified comparative fault rule with a 51% bar. If you are found 50% or less at fault, you can still recover damages, but your award is reduced by your percentage of blame. If you are 51% or more at fault, you recover nothing. The state does not cap compensatory damages in most injury cases, though punitive damages are capped at five times the compensatory award or $350,000, whichever is greater.

When to Contact a Lawyer in New Jersey

• You were seriously injured in a car or truck accident and your injuries may exceed the no-fault threshold
• You suffered a workplace injury and your workers' compensation claim has been denied or disputed by your employer's insurer
• A family member died due to someone else's negligence, and you need to file a wrongful death action within the two-year deadline
• You were hurt in a slip and fall on commercial or government-owned property and the property owner denies responsibility

Frequently Asked Questions About New Jersey Injury Claims

Can I sue after a car accident if I have a "Basic Policy" in New Jersey?

If you chose the Basic or Economy plan, you selected the "Limited Right to Sue" option. You can only file a lawsuit if you suffered a permanent injury, significant disfigurement, or a displaced fracture. Drivers who chose the Standard Policy have the full right to sue for pain and suffering without meeting that threshold.

How do workplace injury claims work alongside personal injury lawsuits in New Jersey?

Workers' compensation in New Jersey is generally your sole remedy against your employer. However, if a third party — such as a subcontractor, equipment manufacturer, or property owner — contributed to your injury, you can file a separate personal injury lawsuit against that party while still collecting workers' comp benefits.